Maya Landers Cashback Everywhere Credit Card

The Maya Landers Cashback Everywhere Credit Card is built for shoppers who want high cashback with no annual fees. It offers tiered cashback rates, including up to 5% at Landers and rewards on everyday spending like dining and general purchases. Cardholders also get a built-in Landers membership with exclusive perks and automatic renewal. With a high annual cashback cap and a fully digital experience through the Maya app, it’s a strong option for value-focused and app-first users.

Key perks

Up to 5% cashback at Landers based on monthly spend tiers.
No annual fee for life with no minimum spend, plus up to ₱200,000 annual cashback cap.
Built-in Landers membership with discounted access and automatic renewal

At a Glance

Card Tier:

Mid

Rewards Type:

Cashback

Best For:

Shopping

Min Annual Income:

n/a

Annual Fee:

Annual Fee Policy:

Free for Life

Features & Benefits

Earn 1% cashback on all spend, 2% on dining, and 3% to 5% cashback at Landers based on monthly spend tiers (3% base, 4% at ₱20K spend, 5% at ₱50K spend), redeemable as ₱1 = 1 point for purchases at Landers.

Enjoy no annual fees for life with no minimum spend required, with a high cashback cap of up to ₱200,000 per year.

Use your card as a Landers membership card, with discounted membership and automatic renewal.

Fully digital application and management via the Maya app, with fast approval and real-time controls.

Customizable spending controls, including the ability to adjust limits and lock/unlock your card anytime.

More Reasons To Love This Card

Installment & Payment Features

Credit to Cash:

n/a

Purchase Installment:

Mini Payments

Balance Conversion:

n/a

Balance Transfer:

n/a

Special Installment:

n/a

Send Money:

n/a

Bills Payment:

n/a

Not sure what these mean? Here’s a quick guide to help you understand each feature.

Credit to Cash — Convert part of your credit limit into cash and repay it in fixed monthly installments over a set period.
Purchase Installment — Convert an existing or recent straight purchase into installments so you can pay it off monthly instead of in one full payment.
Balance Conversion — Convert your current credit card balance into installments to make repayment more manageable with fixed monthly amounts.
Balance Transfer — Move your balance from another credit card to this card, usually with lower interest or on installment terms.
Special Installment — Pre-arranged installment offers for specific purchases (e.g., partner merchants or promos), often with 0% interest for a set term.
Send Money — Transfer funds directly from your credit card to a bank account or e-wallet, typically with a fee.
Bills Payment — Pay your bills using your credit card—either manually (on demand) or automatically (auto charge).

Travel Features

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n/a

General Features

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Virtual Card

Fees & Charges

Annual Fee:

Annual Fee note:

Free for Life

Annual Fee Supplementary:

n/a

Annual Fee Supplementary note:

n/a

Retail Monthly Interest Rate:

Cash Advance Monthly Interest Rate:

Cash Advance Fee:

₱200

Processing Fee – Credit to Cash:

n/a

Processing Fee – Purchase Installment:

₱0

Processing Fee – Balance Conversion:

n/a

Processing Fee – Balance Transfer:

n/a

Send Money Fee:

n/a

Note: The installment processing and Send Money fees shown above reflect the minimum applicable amount. Actual fees may vary depending on the transaction amount, currency involved, or how the request is initiated (e.g., through electronic channels or via customer service).

Eligibility & Requirements

Eligibility

You’re 21-65 years old
You’re a Filipino resident
With regular monthly income

Requirements

Upgraded Maya account (free; requires 1–2 valid IDs)
Landers membership number
Additional information that may be asked during the application
- Personal details
- Employment details
- Contact reference