The BPI Free+ Card is a no-frills credit card focused on keeping costs low. It stands out with no annual fee for life, a reduced finance charge, and a unique feature that gives cashback on interest when you pay the minimum amount due on time. Instead of rewards or perks, it prioritizes affordability and simplicity.
Note: Information for this card is currently limited due to its initial release and may be updated as more details become available.
Card Tier:
Rewards Type:
Best For:
Min Annual Income:
n/a
Annual Fee:
0
Annual Fee Policy:
No annual fee for life.
Enjoy a low finance charge of 2.5%, lower than typical credit card rates.
Get 15% cashback on interest charges when you pay at least the Minimum Amount Due (MAD) on time through the Interest Eraser feature.
Designed for simple, low-cost credit management with fewer fees and straightforward usage.
Credit to Cash:
n/a
Purchase Installment:
n/a
Balance Conversion:
n/a
Balance Transfer:
n/a
Special Installment:
n/a
Send Money:
n/a
Bills Payment:
n/a
Click an item to view other credit cards with the same feature or benefit.
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Click an item to view other credit cards with the same feature or benefit.
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Annual Fee:
0
Annual Fee note:
Annual Fee Supplementary:
0
Annual Fee Supplementary note:
n/a
Retail Monthly Interest Rate:
2.5%
Cash Advance Monthly Interest Rate:
2.5%
Cash Advance Fee:
n/a
Processing Fee – Credit to Cash:
n/a
Processing Fee – Purchase Installment:
n/a
Processing Fee – Balance Conversion:
n/a
Processing Fee – Balance Transfer:
n/a
Send Money Fee:
n/a
Note: The installment processing and Send Money fees shown above reflect the minimum applicable amount. Actual fees may vary depending on the transaction amount, currency involved, or how the request is initiated (e.g., through electronic channels or via customer service).
Offered to select BPI depositors. Available by invitation only during initial release.
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