Metrobank Toyota Mastercard

The Metrobank Toyota Mastercard is designed for everyday drivers who want savings on fuel and vehicle maintenance. It offers fuel rebates at Petron and exclusive discounts at Toyota dealerships, making it a practical choice for car owners. You also earn points on all purchases, with bonus rewards when spending at Toyota. It’s a well-rounded card for motorists looking to reduce car-related expenses while still earning rewards.

Key perks

3% fuel rebate at Petron (up to ₱15,000 annually).
10% discount on Toyota parts, accessories, and labor.
2x rewards points at Toyota dealers.

At a Glance

Card Tier:

Entry

Rewards Type:

n/a

Best For:

n/a

Min Annual Income:

180,000

Annual Fee:

2,500

Annual Fee Policy:

n/a

Features & Benefits

Earn 3% fuel rebate at Petron, with up to ₱15,000 annual rebate.

Earn 1 point for every ₱20 spend, with 2x points at Toyota dealers.

Get 10% off on Toyota parts, accessories, and labor at Toyota dealers.

First supplementary card is free for life.

More Reasons To Love This Card

Installment & Payment Features

Credit to Cash:

Cash2Go

Purchase Installment:

n/a

Balance Conversion:

Balance Conversion

Balance Transfer:

Balance Transfer

Special Installment:

0% Installment, Shop Now Pay Later

Send Money:

PayNow

Bills Payment:

n/a

Not sure what these mean? Here’s a quick guide to help you understand each feature.

Credit to Cash — Convert part of your credit limit into cash and repay it in fixed monthly installments over a set period.
Purchase Installment — Convert an existing or recent straight purchase into installments so you can pay it off monthly instead of in one full payment.
Balance Conversion — Convert your current credit card balance into installments to make repayment more manageable with fixed monthly amounts.
Balance Transfer — Move your balance from another credit card to this card, usually with lower interest or on installment terms.
Special Installment — Pre-arranged installment offers for specific purchases (e.g., partner merchants or promos), often with 0% interest for a set term.
Send Money — Transfer funds directly from your credit card to a bank account or e-wallet, typically with a fee.
Bills Payment — Pay your bills using your credit card—either manually (on demand) or automatically (auto charge).

Travel Features

Click an item to view other credit cards with the same feature or benefit.

n/a

General Features

Click an item to view other credit cards with the same feature or benefit.

Send Money

Fees & Charges

Annual Fee:

2,500

Annual Fee note:

n/a

Annual Fee Supplementary:

1,250

Annual Fee Supplementary note:

First supplementary card free for life

Retail Monthly Interest Rate:

Cash Advance Monthly Interest Rate:

Cash Advance Fee:

₱200

Processing Fee – Credit to Cash:

₱350

Processing Fee – Purchase Installment:

n/a

Processing Fee – Balance Conversion:

₱500

Processing Fee – Balance Transfer:

₱350

Send Money Fee:

₱25

Note: The installment processing and Send Money fees shown above reflect the minimum applicable amount. Actual fees may vary depending on the transaction amount, currency involved, or how the request is initiated (e.g., through electronic channels or via customer service).

Eligibility & Requirements

Eligibility

Must be 18 to 70 years old
Minimum annual income of PHP 180,000
At least 6 months employed as a regular employee
Must be a principal cardholder with another bank for at least 9 months with a credit limit of at least PHP 25,000

Requirements

Valid PhilID, TIN, SSS, GSIS, or UMID Number
Active business or residence landline number
Active mobile number
PhilID or any valid photo-bearing government issued ID with date of birth and signature