The Metrobank World Mastercard is an elite travel and lifestyle card designed for frequent travelers and high spenders. It offers accelerated points on overseas transactions, hotel stays, and online purchases, making it ideal for both travel and digital spending. Cardholders also enjoy unlimited local lounge access and complimentary global lounge visits each year. With a low forex fee and premium perks, it’s a strong option for those who want rewards and comfort when traveling.
Card Tier:
Rewards Type:
Best For:
Min Annual Income:
700,000
Annual Fee:
6,000
Annual Fee Policy:
Earn 3x rewards points on foreign currency spend, hotel stays, and online transactions; 1 point per ₱20 on other spend.
Enjoy unlimited local airport lounge access (PAGSS Lounges).
Get 2 complimentary international lounge passes per year via Mastercard Travel Pass.
Benefit from a low 1.85% foreign transaction fee.
First two supplementary cards are free for life.
Credit to Cash:
Cash2Go
Purchase Installment:
n/a
Balance Conversion:
Balance Conversion
Balance Transfer:
Balance Transfer
Special Installment:
0% Installment, Shop Now Pay Later
Send Money:
PayNow
Bills Payment:
n/a
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Click an item to view other credit cards with the same feature or benefit.
Annual Fee:
6,000
Annual Fee note:
Annual Fee Supplementary:
3,000
Annual Fee Supplementary note:
First 2 supplementary cards free for life
Retail Monthly Interest Rate:
3%
Cash Advance Monthly Interest Rate:
3%
Cash Advance Fee:
₱200
Processing Fee – Credit to Cash:
₱350
Processing Fee – Purchase Installment:
n/a
Processing Fee – Balance Conversion:
₱500
Processing Fee – Balance Transfer:
₱350
Send Money Fee:
₱25
Note: The installment processing and Send Money fees shown above reflect the minimum applicable amount. Actual fees may vary depending on the transaction amount, currency involved, or how the request is initiated (e.g., through electronic channels or via customer service).