RCBC Black Card Platinum Mastercard (Dollar)
Key perks
n/a
At a Glance
Card Tier:
Rewards Type:
n/a
Best For:
n/a
Min Annual Income:
250,000
Annual Fee:
$100
Annual Fee Policy:
n/a
Features & Benefits
More Reasons To Love This Card
Installment & Payment Features
Credit to Cash:
n/a
Purchase Installment:
UNLI 0% / UNLI Installment
Balance Conversion:
n/a
Balance Transfer:
n/a
Special Installment:
Easyterms 0% Installment, Buy Now Pay Later
Send Money:
UnliPay
Bills Payment:
Fast BillsPay
Not sure what these mean? Here’s a quick guide to help you understand each feature.
- Credit to Cash — Convert part of your credit limit into cash and repay it in fixed monthly installments over a set period.
- Purchase Installment — Convert an existing or recent straight purchase into installments so you can pay it off monthly instead of in one full payment.
- Balance Conversion — Convert your current credit card balance into installments to make repayment more manageable with fixed monthly amounts.
- Balance Transfer — Move your balance from another credit card to this card, usually with lower interest or on installment terms.
- Special Installment — Pre-arranged installment offers for specific purchases (e.g., partner merchants or promos), often with 0% interest for a set term.
- Send Money — Transfer funds directly from your credit card to a bank account or e-wallet, typically with a fee.
- Bills Payment — Pay your bills using your credit card—either manually (on demand) or automatically (auto charge).
Travel Features
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General Features
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Fees & Charges
Annual Fee:
$100
Annual Fee note:
n/a
Annual Fee Supplementary:
$50
Annual Fee Supplementary note:
Free up to 5 supplementary cards
Retail Monthly Interest Rate:
3%
Cash Advance Monthly Interest Rate:
3%
Cash Advance Fee:
₱200
Processing Fee – Credit to Cash:
₱n/a
Processing Fee – Purchase Installment:
₱0
Processing Fee – Balance Conversion:
₱n/a
Processing Fee – Balance Transfer:
₱n/a
Send Money Fee:
₱50
Note: The installment processing and Send Money fees shown above reflect the minimum applicable amount. Actual fees may vary depending on the transaction amount, currency involved, or how the request is initiated (e.g., through electronic channels or via customer service).
Eligibility & Requirements
Eligibility
n/a
Requirements
n/a