Robinsons Cashback Card

The Robinsons Cashback Card is designed for shoppers who frequently spend at Robinsons Retail brands. It offers higher cashback on in-store purchases, making it a great fit for loyal Robinsons customers. You also earn cashback on other retail spend, along with access to exclusive promos and discounts. It’s a simple, brand-focused card that rewards your everyday shopping within the Robinsons ecosystem.

Key perks

3% cashback at Robinsons Retail stores.
1% cashback on other retail purchases.
Exclusive promos and discounts at Robinsons brand

At a Glance

Card Tier:

Mid

Rewards Type:

Cashback

Best For:

Shopping

Min Annual Income:

180,000

Annual Fee:

2,500

Annual Fee Policy:

Free First Year

Features & Benefits

Earn 3% cashback at Robinsons Retail stores on purchases of ₱3,500 and above.

Earn 1% cashback on other retail purchases (minimum ₱3,500 spend required).

Enjoy exclusive promos and discounts at Robinsons Retail brands.

More Reasons To Love This Card

Installment & Payment Features

Credit to Cash:

Convert to Cash

Purchase Installment:

Transaction Conversion

Balance Conversion:

Balance Conversion

Balance Transfer:

Balance Transfer

Special Installment:

n/a

Send Money:

n/a

Bills Payment:

n/a

Not sure what these mean? Here’s a quick guide to help you understand each feature.

Credit to Cash — Convert part of your credit limit into cash and repay it in fixed monthly installments over a set period.
Purchase Installment — Convert an existing or recent straight purchase into installments so you can pay it off monthly instead of in one full payment.
Balance Conversion — Convert your current credit card balance into installments to make repayment more manageable with fixed monthly amounts.
Balance Transfer — Move your balance from another credit card to this card, usually with lower interest or on installment terms.
Special Installment — Pre-arranged installment offers for specific purchases (e.g., partner merchants or promos), often with 0% interest for a set term.
Send Money — Transfer funds directly from your credit card to a bank account or e-wallet, typically with a fee.
Bills Payment — Pay your bills using your credit card—either manually (on demand) or automatically (auto charge).

Travel Features

Click an item to view other credit cards with the same feature or benefit.

n/a

General Features

Click an item to view other credit cards with the same feature or benefit.

n/a

Fees & Charges

Annual Fee:

2,500

Annual Fee note:

Free First Year

Annual Fee Supplementary:

1,250

Annual Fee Supplementary note:

First supplementary card free for life

Retail Monthly Interest Rate:

Cash Advance Monthly Interest Rate:

n/a

Cash Advance Fee:

n/a

Processing Fee – Credit to Cash:

n/a

Processing Fee – Purchase Installment:

n/a

Processing Fee – Balance Conversion:

n/a

Processing Fee – Balance Transfer:

n/a

Send Money Fee:

n/a

Note: The installment processing and Send Money fees shown above reflect the minimum applicable amount. Actual fees may vary depending on the transaction amount, currency involved, or how the request is initiated (e.g., through electronic channels or via customer service).

Eligibility & Requirements

Eligibility

Must be at least 21 years old
Minimum monthly income: ₱15,000
For the following, the monthly income should be at least:
- OFWs: ₱15,000
- Self-employed: ₱30,000
Employment: 2+ years; if less, must be employed in a top 1,000 company with at least ₱20,000 monthly income
Must have a valid contact number and active email address

Requirements

Valid ID: Any unexpired, photo-bearing ID (front and back), such as:
- Government-issued ID (e.g., PhilID, passport, driver’s license)
- Company ID from BSP-, SEC-, or IC-registered entities
Proof of income: Any of the following:
- Income documents (e.g., payslip, ITR, certificate of employment)
- Credit card statement from another bank