The Security Bank Complete Cashback Platinum Mastercard is designed for households looking to save on everyday essentials. It offers tiered cashback across key spending categories like groceries, fuel, utilities, dining, and shopping—making it easy to maximize savings without tracking complicated rewards. With no minimum spend required and automatic cashback applied to your statement, it delivers consistent value. It’s a strong choice for families and practical spenders focused on monthly expenses.
Card Tier:
Rewards Type:
Best For:
Min Annual Income:
780,000
Annual Fee:
3,000
Annual Fee Policy:
Earn up to 5% cashback on essential spend categories: 5% on groceries, 4% on fuel, 3% on utilities, 2% on dining, and 1% on shopping, with no minimum spend required and up to ₱13,200 cashback per year.
Enjoy automatic cashback credited to your billing statement for instant savings.
First year annual fee waived.
Get e-commerce purchase protection insurance with coverage of up to $200 for online purchases.
Access local airport lounges (A Lounge, Marhaba, PAGSS) at preferential rates.
Credit to Cash:
Ready Cash
Purchase Installment:
ChargeLight
Balance Conversion:
n/a
Balance Transfer:
Balance Transfer
Special Installment:
n/a
Send Money:
SimplyPay
Bills Payment:
Bills Assist
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Annual Fee:
3,000
Annual Fee note:
Annual Fee Supplementary:
1,500
Annual Fee Supplementary note:
n/a
Retail Monthly Interest Rate:
3%
Cash Advance Monthly Interest Rate:
3%
Cash Advance Fee:
₱200
Processing Fee – Credit to Cash:
n/a
Processing Fee – Purchase Installment:
n/a
Processing Fee – Balance Conversion:
n/a
Processing Fee – Balance Transfer:
n/a
Send Money Fee:
n/a
Note: The installment processing and Send Money fees shown above reflect the minimum applicable amount. Actual fees may vary depending on the transaction amount, currency involved, or how the request is initiated (e.g., through electronic channels or via customer service).