Privacy Policy

Last updated: March 2026

Usapang Credit (“we”, “our”, or “us”) values your privacy and is committed to protecting any personal information you share with us. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website.

Usapang Credit is an independent platform that provides information about credit cards in the Philippines to help users make informed financial decisions .

1. Information We Collect

We collect limited personal information, only when you voluntarily provide it.

a. Contact Form Information

When you contact us through our website, we may collect:

First Name
Email Address

This information is submitted voluntarily by you.

b. Automatically Collected Data

We use tools like Google Analytics to collect anonymized, aggregated data such as:

Pages visited
Time spent on the site
General location (e.g., country or city level)
Device and browser type

This data does not identify you personally.

2. How We Use Your Information

We use the information we collect to:

Respond to your inquiries or messages
Improve our website content and user experience
Understand how users interact with our site (via analytics)

We do not sell, rent, or trade your personal information.

3. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to:

Analyze site traffic and usage patterns
Improve site performance

You can choose to disable cookies through your browser settings.

4. Third-Party Services

We use third-party services such as:

Google Analytics – to understand website usage in aggregate

These providers may collect and process data according to their own privacy policies.

5. Advertising (Future Use)

We currently do not display ads on our website.

However, we may introduce advertising in the future. If we do, this Privacy Policy will be updated to reflect:

The types of ads shown
Any additional data collection related to advertising

6. Data Protection

We take reasonable measures to protect your information from unauthorized access, misuse, or disclosure.

However, no method of transmission over the internet is completely secure.

7. Your Rights

You may:

Request access to the personal data you have provided
Ask us to correct or delete your information

To do so, please contact us using the details below.

8. Children’s Privacy

Our website is not intended for children under 13 years old, and we do not knowingly collect personal data from children.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last updated” date.

10. Contact Us

If you have any questions about this Privacy Policy or your data, you may contact us via our contact form.